I was in an accident in Florida and my Florida PIP is paying my medical bills; why is some of my settlement going to pay doctor bills if the PIP paid the bills?

Generally, Florida’s no fault PIP (personal injury protection) insurance pays 80 percent of the medical bills (generally not 100%) and pays up to $10,000.00. You may also elect up to a $1,000.00 deductible. Thus, generally ALL of one’s medical bills are NOT paid through PIP and there are generally balances at the end of a case. Part of what the lawyer will seek from the at fault insurance company are the 20 percent balances, the deductible (if applicable) and any bills that go over and above the $10,000.00 of PIP.

Your lawyer may seek to get any unpaid medical bills reduced by the medical provider pursuant to a personal injury settlement and that is a big part of what the lawyer does at the end of the case.

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