Generally, collision coverage pays to fix your car (or total it out) when you are involved in any accident or collision. It generally deals with body damage but could deal with structural or mechanical issues, if the policy allows and if related. This coverage is not required by Florida law. Oftentimes, if you have a loan against the car, your bank may require you to have this coverage as a condition of the loan.
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What Is Collision Coverage for A Car in Florida?
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