Generally, uninsured motorist coverage covers you for your own bodily injury when 1) the person that causes the accident has no insurance; 2) the person that causes the accident has insurance but no enough and 3) a hit an run situation. When the other vehicle flees the scene and the police are unable to locate that car and or driver, then the only way to have a case in that scenario, generally, is if you have access to uninsured motorist coverage. Uninsured motorist coverage protects you when you are hit by a car that flees the scene and that other car is at fault. It also protects you in scenarios where the at fault car has no insurance, no bodily injury coverage or not enough bodily injury coverage. Generally, your own uninsured motorist coverage will apply to you whether you are in your own car or not. Generally, if you are in someone else’s vehicle, and that vehicle has uninsured motorist coverage, then it will apply to you. Also, in some circumstances, if you live with a relative that owns a car that has uninsured motorist coverage, that may apply to you, whether you are in that car or not. Thus, if you have available uninsured motorist coverage (in any of the ways discussed above), you may have a personal injury case when another car causes an accident and flees the scene. Obviously, if you cannot sue the other person or vehicle because they have fled and were not found, then the only way to have a “case” is if you have uninsured motorist coverage available to you. Please call Drucker Law Offices today for a free consultation to figure out whether you have available uninsured motorist coverage in your accident where the other car caused the accident and left the scene.
If you have been in any sort of car accident, please call Drucker Law Offices at 561-483-9199 (Boca Raton Main office) or 954-755-2120 (Coral Springs satellite office) 561-265-1976 Boynton Beach satellite office) or 561-967-3840 (Lake Worth satellite office) or 305-981-1561 (Miami satellite office) for a free consultation. Attorney Gary J. Drucker is here to help you with your case, if you have been in a car accident. The law firm only charges fees and costs if it recovers money for you. Our law firm motto is: Personal Injury deserves personal attention, so please call today for a free consultation!
Every case is unique and should be judged based on its specific facts. The legal discussion in this blog is intended to be general and should not specific advice for a case or more importantly for your case. The goal of the blog is to give some information about a topic and to have you call the law firm for specific advice, if we were to take your case. A slight difference in the facts of the case could completely change the result. Also, this blog is based on the laws of Florida and the laws of any other states or country are not considered in this blog.
