Effective January 1, 2013, Florida PIP is generally $2,500 but increases to $10,000.00 if the injured person has an “emergency medical condition.” The law defines an emergency medical condition. Interestingly, the emergency medical condition can only be found by certain providers, a medical doctor, doctor of osteopathics and certain other enumerated providers but does not include a chiropractor. A client can treat with a chiropractor under Florida PIP but to get to the $10,000 of medical benefits, the injured person must have one of the enumerate specialists find the “emergency medical condition.”
