The very quick answer to this question is: yes! Generally , in Florida, when your health insurance pays medical bills that are related to an accident case AND YOU MAKE A RECOVERY, then you must repay the health insurance pursuant to contract as the health insurance contract has what’s known as a subrogation provision which requires repayment IN THE EVENT OF A PERSONAL INJURY SETTLEMENT OR VERDICT. With medicare and medicaid, we also have to repay them but that is based on statute (or law). Both the Federal Medicare laws and the state Medicaid laws have subrogation provisions.
