Generally yes, as of the time of the writing of this, both Uber and Lyft carry uninsured motorist coverage for their drivers and the occupants of the car. Generally, these policies have $1,000,000 of uninsured motorist coverage (THIS MAY HAVE BEEN RECENTLY LOWERED TO $250,000.00 – NOTE THAT IT IS IMPORTANT TO CHECK THE POLICY THAT WAS IN EFFECT ON THE DATE OF ACCIDENT) if there is a passenger in the car or if the driver is on the way to pick up a passenger in the car and $50,000 of uninsured motorist coverage if they have the application on and are waiting for the application to give them a new customer. Of course, the policy rules could change with any policy renewal and the exact coverage is dependent on the wording of the policy and potentially the interpretation of the policy. Thus, in the above scenario, the driver who was injured would have a case against the uninsured motorist policy carried by the ride sharing company’s policy of insurance for his or her injuries.
