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Mistakes Made by People in Accidents in Florida – Mistake Number 31 – Not Showing up For an Indepenent Medical Examination (“ime”) Set by Your Own Insurance Company Following a Car Accident

When you get in a car accident, generally you will qualify for PIP or personal injury protection benefits, through your own car insurance company, a resident relative’s insurance or through the car insurance of the car you were in. Pursuant to that policy, you must comply with certain contractual requirements, like giving a statement to the insurance company but also seeing their doctor so they can determine whether the treatment you are receiving is reasonable and necessary. Plaintiff lawyers like me prefer to call these examinations, compulsory medical examinations or CME as the doctors in our view are NOT independent and of course the examination is compulsory and not voluntary. The bottom line is that if you do not cooperate, then your benefits can be denied lawfully and that MAY include if you do not show for one of these IMEs or CMEs (there is some suggestion in law that missing two IME without good reason would be basis for denying benefits). Thus, it is very important to show up for one of these examinations that are set by your own company.

Every case is unique and should be judged based on its specific facts. The legal discussion in this blog is intended to be general and should not specific advice for a case or more importantly for your case. The goal of the blog is to give some information about a topic and to have you call the law firm for specific advice, if I were to take your case. A slight difference in the facts of the case could completely change the result. Also, this blog is based on the laws of Florida and the laws of any other states or country are not considered in this blog.

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