We all purchase insurance for the times when we need it most. Thus, it is a big mistake when you application for insurance is inaccurate as in some instances it can result in your claim being denied and your insurance policy rescinded for material misrepresentation. The most common mistake is when people sign an application for insurance, which does not list ALL household residents or ALL household drivers (the bottom line is that the applications are worded differently by different insurance companies; the questions should be answered accurately!). If you application lists you living alone and yet at the time that you filled out the application you had other people living at your household, this could result in the insurance company denying your insurance claim for material misrepresentation and ultimately rescinding your policy. This is a big mistake as we all purchase insurance for when we need it most, like after an accident! Thus, be sure to answer all the questions on a policy of insurance accurately, as if you do not it could result in your claim being denied when you need it most.
If you have been injured in an accident where you believe the other car, please call Drucker Law Offices for a free consultation at 561-483-9199 (Boca Raton Main office), 561-967-3840 (Lake Worth satellite office) or 954-755-2120 (Coral Springs satellite office) or 305-981-1561 (Miami satellite office). The law firm works on a contingency fee basis which means I only charge fees if I recover money for you. It is a free consultation at any of our offices or at your home, your doctor office or at the hospital if necessary. I will help you get your car fixed or totaled out, when I am representing you for injuries from a car accident.
Every case is unique and should be judged based on its specific facts. The legal discussion in this blog is intended to be general and should not specific advice for a case or more importantly for your case. The goal of the blog is to give some information about a topic and to have you call the law firm for specific advice, if I were to take your case. A slight difference in the facts of the case could completely change the result. Also, this blog is based on the laws of Florida and the laws of any other states or country are not considered in this blog.
