What does comprehensive coverage cover on a car insurance policy in Florida.
Collision and comprehensive coverage are usually sold together, although it is possible to have one coverage or the other. Comprehensive coverage generally protects you car against damage OTHER THAN collisions, like vandalism, theft, hurricanes, etc. This coverage is not required by Florida law, although generally when you have a loan against the car the lender will require both comprehensive and collision coverage on the vehicle.
Every case is different and unique and should be judged based on its specific facts. The legal discussion in this blog is intended to be general and should not to be construed as specific advice for a case or more importantly for your case. The goal of the blog is to give some information about a topic and to have you call the law firm for specific advise, if I were to take your case. A minor difference in the facts of the case in a fact pattern such as above could completely change the result. Also, this blog is, based on the laws of Florida and the laws of any other states or country could vary drastically from Florida.
