Generally, the answer is yes. Under a new law that started January 1, 2013, you must go to the hospital OR to an authorized physician within 14 days in order for PIP to pay your medical bills. If you are not at fault, you could still have a claim against the wrongdoer (the person that caused the accident) for your medical bills and for pain and suffering, if you meet certain statutory criteria.
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Is There a New Rules Under Florida Law Where You Have to Treat at A Hospital or With an Authorized Provider Within 14 Days of An Accident in Order for Pip Insurance to Pay Your Medical Bills?
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