Yes, under Florida law, an injured person can treat with a medical doctor and Florida PIP will generally pay those bills under the fee schedule (which is generally 200 percent of medicare). Effective January 1, 2013, PIP generally pays $2,500 towards your medical bills if you do not have an “emergency medical condition” as defined under the law or $10,000 if you do have an emergency medical condition. It generally pays at 80 percent. Please note that under some new rules, you must treat within 14 days (either at a hospital or at a medical doctor).
