Car accident are very common particularly here in South Florida where there are many cars and people have to use a car to get to most locations. Further, many people do not have health insurance. The title of this article is a common question that the law firm gets and thus the accident lawyer from Boca Raton (injury attorney Coral springs, accident attorney Parkland, injury lawyer Tamarac, accident lawyer Margate) will attempt to answer this question.
For a free consultation, please call Drucker Law Offices at 561-483-9199 (Boca Raton; main office; also Boynton Beach and West Palm Beach satellite offices) or 954-755-2120 (Coral Springs satellite office) or 305-981-1561 (Miami satellite office).
The short answer to the question is that generally in a car accident your medical bills should get paid through personal injury protection (PIP), an insurance coverage that is required on most all vehicles in Florida and an insurance that pays regardless of fault.
Under the Florida Motor vehicle act, generally all cars (there are certain exemptions…buses, taxi cabs, etc.) titled in Florida must have certain minimum insurance coverage. One coverage that is required PIP. PIP pays for your medical bills and wages when you are in an accident. It pays 80 percent of medical bills and 60 percent of wages up to a total of $10,000.00. PIP generally pays the medical bills of the insured (the person who owns the car) for any car accident they are in, whether in their car, another car, or even if they are hit by a car as a pedestrian or on a bicycle. Further, PIP pays for any resident relative’s medical bills (assuming the resident relative does not own a car) for an accident in whether in the relative’s car, another car, or even if they are hit by a car as a pedestrian or on a bicycle. Lastly, PIP pays for any passengers in the car when there is an accident and pays for any pedestrians or bicycle that are hit by the car, if that person does not own a car or live with a relative that owns a car.
If you have been injured in an accident, please call Drucker Law Offices at 561-483-9199 (Palm Beach County; main office Boca Raton) or 954-755-2120 (Coral Springs; Broward County) or 305-981-1561 (Miami-Dade County).
Every case is unique and should be judged based on the specific facts of the case. The advice in this blog is intended to be general and should not to be construed as specific advice for a case or your case. A minor difference in the facts of the case in a fact pattern such as above could change the result. Also, this blog is, as the web site suggests, based on Florida law and the laws of any other states could vary from Florida.
