Generally, there is no difference between your rights when you are hit by a commercial or business vehicle as opposed to being hit by a personal vehicle in Florida. If the other vehicle is at fault, you are generally entitled to your damages – past and future related medical bills, past and future lost wages or loss of earning capacity, non-economic damages like pain and suffering and loss of the enjoyment of life (only if you prove the enumerated thresholds, the most common being a permanent injury) and so forth – that are caused by the accident. This is generally true whether you are making a claim against a person or a company. Generally, commercial or business vehicles have higher insurance policies or a larger company very well may be self insured. This is one key difference between the commercial claim versus the personal claim in a car accident setting. Now there ar some individuals who have more insurance than some businesses but generally a business will have a larger policy and it is not uncommon to see $500,000.00 or $1,000,000.00 in coverage on a commerical claim. Another distinction is that many business vehicles are large in size (like an 18 wheel truck or a construction vehicle) and thus the damages to the vehicles and often times the damages to the people inside the vehicles are more severe due to the size and weight of the vehicles.
If you have been involved in any car accident, including a case where the other vehicle is a commerical vehicle, please call the law firm today for a free consultation. Drucker Law Offices has offices in Boca Raton (principal office), Coral Springs, Miami, Boynton Beach, Lake Worth and West Palm Beach. The phone numbers are 561-483-9199 in Palm Beach County or 954-755-2120 in Broward County or 305-981-1561 in Miami-Dade County.
It is important to note that every case is different and unique and should be judged based on the specific facts. The discussion in this blog is intended to be general in nature and should not to be construed as specific for your case, as a minor difference in the facts of the case could completely change the result. Also, this blog is, as the web site suggests, based on Florida law and the laws of any other states or even another country could vary drastically from Florida. Please feel free to call with your questions, as we offer a free consultation.
