Yes, in Florida, if you do not own a car but you live with a relative that owns a car, then that relative’s car insurance is generally responsible to pay your medical bills following a car accident. Everyone that owns a car in Florida has to carry certain minimal insurance. NO fault insurance or PIP pays your medical bills and any medical bills of a resident relative that does not own a car. Thus, even though you were not in your uncle’s car, his insurance will generally be responsible for your medical bills following an accident because you live with him.
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I Live with My Uncle in Florida and Do Not Own a Car but I Was in A Car Accident in My Friend’s Car; Is It Possible that My Uncle’s Car Insurance Is Applicable?
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