Please accept this post from the accident lawyer from Boca Raton (injury lawyer Kendall, Florida, accident attorney West Palm Beach, injury attorney Fort Lauderdale) about PIP and giving a statement.
This is a two part question, the first dealing with which insurance company pays your medical bills following an accident and the second pertains to giving a recorded statement.
Generally, in Florida, to figure out which insurance company pays your medical bills, we ask: 1) do you own a car? if so, then that car insurance pays for your medical bills following an accident regardless of whether you were in your car or not (and generally Florida PIP pays 80 percent of the medical bills to $10,000); 2) if not, then do you live with a relative that owns a car? if so, then that car insurance pays for your medical bills following an accident regardless of whether you were in your car or not; and 3) what happens if you don’t own a car nor live with a relative that owns a car? Generally, the car that you are in has to grant you PIP coverage and that car’s insurance will pay your medical bills.
In terms of giving a statement, you generally are only required to give a statement to your own company OR a company to which you are seeking first party benefits, like PIP benefits. Thus, you would generally be required to give your friend’s insurance a statement in that scenario. However, you are allowed to have a lawyer for that so that your lawyer can prepare you for it and object to the extent that any improper questions are asked.
If you have been injured in an accident where you believe the other car or the place where you were fell is at fault, please call Drucker Law Offices for a free consultation at 561-483-9199 (Boca Raton Main office) or 954-755-2120 (Coral Springs satellite office) or 305-981-1561 (Miami satellite office). The law firm works on a contingency fee basis which means we only charge fees if we recover money for you. It is a free consultation at any of our offices or at your home, your doctor office or at the hospital if necessary. The law firm will help you get your car fixed or totaled out when we are representing you for injuries from a car accident.
Every case is different and must be judged on its merits. It is a good start to get a complementary consultation regarding an accident case in case this happens to you. The advise contained in this blog is intended to be of general matter and not as to a specific situation, so please call a licensed Florida attorney, like the lawyer at Drucker Law Offices, to determine if and how Florida law applies to your case.
