It is important to note that in Florida the car insurance that applies to an accident is the insurance that is in effect on the day of the accident. Thus, switching insurance after an accident cannot impact any coverage that was in effect after an accident. There are advantages and disadvantages of switching from company to company or staying with the same company for many years. Many people think that car insurance is fungible, meaning that so long as the coverage is identical, insurance is equal no matter what the name of the company is that is on the policy. Thus, those people will switch from one company to another based on what is the lowest price. On the other hand, many companies offer discounts to customers who have been with them for a long time, particularly if they have good driving records.
If you have been in a car accident where you believe the other car was at fault, please call attorney Gary J. Drucker at Drucker Law Offices for a free consultation at 561-483-9199 (Boca Raton Main office) or 954-755-2120 (Coral Springs satellite office), 561-967-3840 (Lake Worth satellite office) or 305-981-1561 (Miami satellite office). Generally, the law firm works on a contingency fee basis, which means that fees are only charged if the law firm recovers money for you. Please call today for a free consultation!
Of course, every case is different and unique and has to be judged based on the specific facts. The advice in this personal injury blog is intended to be general in nature and should not to be construed as specific advice for your case, as a slight difference in the facts could ultimately change the result. Also, this blog is based on Florida law and the laws of any other states or another country could vary significantly from Florida.
