Generally, you are not “required” to give a statement to the other insurance company who caused an accident. Generally, you are required to give statements to insurance companies that you are seeking “first party” benefits, like your own insurance company who is paying your medical bills in PIP, for example. Generally, the car that caused the accident is simply providing “third party” benefits and thus there is no contractual privacy between you and that company and thus you are not required to give them a statement. From a practical standpoint, giving a statement or interview may help expedite getting your car fixed, so to that extent the statement may have some positive attributes. However, you are certainly entitled to be prepared for the statement and can do so with the help of an attorney. Indeed, one advantage of hiring an attorney is to gain the benefit of their experience. Preparing you for a statement would be one such benefit.
Of course, every case is unique has to be judged based on the facts of the case. The advice in this blog is intended to be general in nature and should not to be construed as specific advice for a case, as the most slight difference in the facts could ultimately change the result. Also, this blog is based on Florida law and the laws of any other states or country could vary significantly from Florida.
