Generally, health insurance companies that pay medical bills following an accident are entitled to reimbursement following an accident. This is generally due to language in the insurance policy and/or state or federal laws. This is called subrogation. The basic concept is that when you are making a claim for injuries against another person or against a corporation, you must seek to get your bills reimbursed, even if they were paid by a health insurance company, medicaid or medicare. You cannot simply seek monies for your pain and suffering or lost wages. You must also seek to collect for the medical bills that were paid by the health insurance company or medicare or medicaid. Thus, some of an injury settlement represents those bills paid by health insurance and thus the law requires injury plaintiffs to repay the health insurance what they paid. Based on certain laws and/or the insurance policy, there may be ways to get that amount reduced and part of what Drucker Law Offices does in representing injury plaintiffs is to attempt to get these health liens reduced but it is important to know that generally health insurance companies (if they have the proper language in their policy and/or based on state or federal laws) are entitled to be reimbursed in subrogation for the monies they lay out for treatment that is RELATED to an injury case.
Please call for a free consultation. Drucker Law Offices has offices in Boca Raton (principal office), Coral Springs, Miami, Boynton Beach, Lake Worth and West Palm Beach. The phone numbers are 561-483-9199 in Palm Beach County or 954-755-2120 in Broward County or 305-981-1561 in Miami-Dade County.
Of course, every case is unique and has to be judged based on the specific facts of the case. The advice in this blog is intended to be general in nature and should not to be construed as specific advice for a case, as a slight difference in the facts could ultimately change the result. Also, this blog is, as the web site suggests, based on Florida law and the laws of any other states or another country could vary significantly from Florida.
