Medical liens are typically held by:
• Health care providers who treated you without immediate payment. Note these bills can be much higher at prevailing cash pay rates vs. discounted insurance contractual rates. Plaintiff’s will often sign deferred payment agreements in these situations. Plaintiffs sometimes sign what were called Letters of Protection
• Private health insurers seeking reimbursement for injury-related bills. This is called Subrogation. You have to pay your health insurance back from your settlement proceeds.
• Medicare or Medicaid, which have strict rules and deadlines for repayment of payments they have made.
• Workers’ compensation insurers when a workplace injury involves a negligent third party.
