Collision/Comprehensive Coverage: You may have collision coverage on your policy and this coverage fixes your car REGARDLESS of fault. It is important to have your policy or declarations on hand, so that in the event of an accident you can know exactly what insurance you have. While generally it is advisable to have your car fixed through the other person’s insurance if they caused the accident, in some circumstances you may have to get your car fixed or totaled out through your own insurance company. Consult an attorney or law firm like this law firm regarding the best means of getting your car fixed after an accident.
