You rent a limousine for your wedding, prom, or special party. You are in the back moving around adjusting the many settings or just sitting comfortably in the luxurious back space. Suddenly the limousine is involved in an accident. Your body is thrown forward in a whip like fashion and you fall to the ground as the limousine was not equipped with safety belts.
In Florida, limousines are not required to carry personal injury protection (PIP) coverage. PIP generally pays for some of your medical bills following an accident. If you are in a limousine in Florida, however, that vehicle generally will not provide such coverage. If you own a car in Florida with car insurance or live with a relative in Florida with car insurance, then that vehicle’s insurance may provide you the medical or PIP coverage, even though you were in a limousine and not that other vehicle. If you are someone who lives out of state and owns a car or live with a relative out of state that owns a car and if your vehicle has PIP or some form of medical payment coverage, then that vehicle’s insurance MAY provide you coverage. Otherwise, you will have to have any medical bills submitted to your health insurance company if you have that coverage.
As a passenger of a limousine, you are obviously not to blame for the accident and thus you may be able to make a claim against the at fault vehicle, either the limousine or the other vehicle involved.
At Drucker Law Offices, total representation is offered to the accident victim. This includes helping clients establish PIP benefits. A free initial consultation is provided for clients who have been injured as a result of a limousine accident. The contract is a contingency fee contract so clients only pay a lawyer fee if the case is satisfactorily resolved.