In Florida, most vehicles are required to have PIP (personal injury protection) insurance. That coverage pays for medical bills following an accident, regardless of fault. If you own a car in Florida, under our no fault laws, that insurance would generally pay for your medical bills (usually 80 percent up to 10k of payments) in the above scenario (even though you were not in THAT car). If you did not own a car but lived with a relative that owned a car, then that relative’s insurance would generally pay for you medical bills in the above scenario (even though you were not in THAT car).. If you did not own a car nor lived with a relative that owned a car, then you would generally qualify for PIP coverage from the vehicle that hit you.
If you have any questions about the above or were involved in an accident, please call Drucker Law Offices!