Does my health insurance have to pay medical bills related to an accident case?

It is common that private health insurance, MEDICARE, and or Medicaid pays medical bills stemming from an accident. The good news is that since the bills are paid the client is obviously not put in collections by the provider. However, generally most health insurance policies have subrogation clauses. This means that when health insurance pays medical bills related to a case they are entitled to reimbursement to the extent that the client recovers money. If the client never recovers money or loses the case in court, then they don’t have to pay the money back. This legal process is called subrogation

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